Long-term Care is an important part of everyone's protection portfolio.
Considering that 70% of all Americans at 65 will need long-term care during the remaining part of their lives, it is a huge risk not to insure part of all of it.
In the Pacific Northwest, the average cost of nursing home care averages $300 per day. That's the average!
Matrix Insurance Marketing offers several options for groups and individuals to reduce the financial burden and retain the retirement nest egg.
Currently, for group plans we offer LifeSecure, National Guardian and Trustmark.
National Guardian's plan is a list bill option starting at five enrolled with uni-sex rates and more favorable underwriting when compared to their individual plans. Optional riders available are Cost of Living Increase, Return of Premium, Non-forfeiture and Partnership.
LifeSecure is a worksite plan offering individual long-term care plans with premiums paid via payroll deduction. This is a very cost effective way to purchase a LTC plan with uni-sex rates, low cost and simplified underwriting.
The minimum group size is 10 eligible employees and requires 10 approved enrollees.
Trustmark is a plan for larger groups of 100+ eligible employees. The Trustmark plan is a universal life insurance plan with a long-term care rider.
This is hybrid offering that provides a great LTC plan, life insurance and a small cash value build up. You can add several riders to enhance the basic LTC rider with Cost of Living benefit.
The plan is underwritten on a guaranteed to issue basis requiring 20 approved enrollments.
For Individuals we offer Mutual of Omaha, Thrivent and National Guardian. Currently Mutual of Omaha and Thrivent are not available in Washington State.
Considering that 70% of all Americans at 65 will need long-term care during the remaining part of their lives, it is a huge risk not to insure part of all of it.
In the Pacific Northwest, the average cost of nursing home care averages $300 per day. That's the average!
Matrix Insurance Marketing offers several options for groups and individuals to reduce the financial burden and retain the retirement nest egg.
Currently, for group plans we offer LifeSecure, National Guardian and Trustmark.
National Guardian's plan is a list bill option starting at five enrolled with uni-sex rates and more favorable underwriting when compared to their individual plans. Optional riders available are Cost of Living Increase, Return of Premium, Non-forfeiture and Partnership.
LifeSecure is a worksite plan offering individual long-term care plans with premiums paid via payroll deduction. This is a very cost effective way to purchase a LTC plan with uni-sex rates, low cost and simplified underwriting.
The minimum group size is 10 eligible employees and requires 10 approved enrollees.
Trustmark is a plan for larger groups of 100+ eligible employees. The Trustmark plan is a universal life insurance plan with a long-term care rider.
This is hybrid offering that provides a great LTC plan, life insurance and a small cash value build up. You can add several riders to enhance the basic LTC rider with Cost of Living benefit.
The plan is underwritten on a guaranteed to issue basis requiring 20 approved enrollments.
For Individuals we offer Mutual of Omaha, Thrivent and National Guardian. Currently Mutual of Omaha and Thrivent are not available in Washington State.